Bethany Ashby, Senior Loan Officer
Direct Line: 903-383-2721 Office: 903-939-3220 Cell: 469-831-6562 Fax: 866-709-1153

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I take care to customize the right loan program for each of my clients

Your goal should be choosing the right home, and the right lender – It’s my job to find you the right loan!


-Bethany Ashby-

No matter what type of East Texas Real Estate mortgage you are looking for, Bethany Ashby, your premier East Texas Real Estate Lake lender can assist you with all your home loan needs, including JUMBO/ARM’s, Conventional, FHA/VA, USDA, and Home Style Renovation, FHA 203K Renovation & HomePath mortgages. Specializing in exclusive Lake & Waterfront mortgages on East Texas area lakes including Lake Ray Hubbard, Lake Fork, Lake Cypress Springs, Lake Bob Sandlin, Holly Lake Ranch, Lake Tyler, and Lake Palestine you need a lender who is both familiar with East Texas real estate, including Lease Hold Estate properties, and the unique challenges associated with each lake. Waterfront homes on each lake will have their own set of lending guidelines, restrictions, and benefits – you need a Texas home lake lender that has both the products and experience to handle all your buying or refinancing needs.

Having lived and worked in the Dallas and East Texas area for over 17 years, and living on beautiful Lake Fork, TX for the past 7 years, has given me a firsthand working knowledge of each area lake, and I take pride in developing a specialized approach to each individual borrower. Whether you are looking to Purchase or build your dream lake home, purchase a Second home, downsize into a Retirement home, renovate your existing home or simply what to take advantage of record setting low interest rates by Refinancing, you need a local Texas Home Loan Lender capable of offering a wide array of mortgage products, and a proven track record of closing loans on time, combined with personal service and the most competitive rates & prices around.

Let Bethany Ashby, Your East Texas Lake Lender, Custom-Build The Perfect Loan To Meet Your Needs

Rates aren’t the only thing to consider, and they change daily. I take care to customize the right loan program for each of my clients. Your goal should be choosing the right home, and the right lender – It’s my job to find you the right loan!

Here are just a few of the loan programs I help clients with every month:

  • Leasehold Estate Properties - several of the East Texas Area lakes including Cypress Springs, are Leasehold Estate properties. You need a reliable lender familiar with these properties that can close them on time, every time! Find out more about Leasehold properties on Cypress Springs at Cypress Springs Water District
  • Conventional - Don't have a 20% DOWN PAYMENT? At PrimeLending we offer Conventional Loans with as little as 5% Down and a Mid FICO as low as 620.
  • Second Homes - Think you need to pay cash or get a higher rate for a Second Home? Not with PrimeLending! We offer some of the most competitive rates and terms for Second Homes on the market today.
  • JUMBO/ARM Products - Take advantage of record low rates today. We offer 30/15 Year Fixed as well as full array of ARM products.
  • FHA/VA/USDA - Looking for a Low Down Payment or 100% Financing Loan? We've got them! At PrimeLending we help clients every month achieve their dreams with low down payment options - find out what type of loan best fits your needs!
  • Renovation Loans - FHA 203K and CONVENTIONAL HomeStyle Renovation Loans allow homeowners the opportunity to Purchase a home that needs repairs or Refinance and remodel their dream lake home to their taste, all with one closing and one low rate.
  • Refinance - No matter what type of loan you have, take advantage of record low interest rates today to save hundreds, possibly thousands of dollars in interest - call for rates and terms!

Key Reasons To Let Bethany Ashby, Your East Texas Lake Lender, Find Your Perfect Loan

A loan professional with a personal touch. With state-of-the-art technology at our fingertips, you’ll feel right at home while having your home loan handled quickly and efficiently.

You'll appreciate our attention to detail.

I’ll do whatever it takes to knock down any walls that stand in your way.

From credit to contracts, I keep our eye on the fine print so you can focus on more important things.

 

Out with confusion - In with confidence. The loan process can be complicated. You've got questions. Your East Texas Lake Lender has answers. Better yet, I’ll take the time to explain them in everyday language so you can make informed decisions.

I love happy endings – and I know you do too! You have enough to worry about without unplanned or last-minute fees. Bethany, your East Texas Lake Lender makes sure you know exactly what to expect every step of the way.

Key Reasons To Choose Bethany Ashby, PrimeLending, Your East Texas Lake Lender Versus A Bank

Saves you time and money. Most banks want two things: PERFECT Credit and a hefty Down Payment. PrimeLending, one of the largest independent Mortgage Bankers in Texas believes everyone deserves the opportunity to own a home, even if you’ve had a fews bumps along the way. That's why at PrimeLending we have a wide array of products designed to help as many people realize their dreams of homeownership as possible. This view is shared and made possible by our solid grounding with our parent company, PlainsCapital Bank.

PrimeLending was established in 1986. Showing our presence in 48 states and having secured the respect of mortgage professionals nationwide, PrimeLending attracts the most cutting edge of loan products available. Over the past 10 years, the company has grown from producing $80 million annually in mortgage loans with a staff of 20, to over 1900 employees closing over $8 billion in production in 2010 alone.

 Protects your best interests. Since PrimeLending is not restricted to recommending one program, we can focus on satisfying each individual clients needs.

Tired of feeling like a nameless, faceless number dealing with an Online Lender? Don’t leave the biggest buying decision of your life to chance - Don’t let your dream home become a nightmare! Call, email or text me for immediate assistance with all your East Texas home loan needs!